Fee Schedule

OHIP does not cover chiropractic fees. Our fee schedule, which closely follows that recommended by the Ontario Chiropractic Association, is listed below. 

Same day discount: To qualify for this discount, all fees must be paid on the day the service is rendered. If you are on a multiple appointment schedule, fees must be paid at the end of each week.

Xray Fees: OHIP will cover the technical portion of most x-rays requisitioned by chiropractors but they will NOT cover the reading fee for those x-rays. The report done by the radiologist will also be forwarded to your family doctor. X-Ray reading fees apply to ALL x-rays viewed by Dr. McCarthy, including those already taken by your doctor. For our families that want to keep healthy together, we have a Family Plan.

To take advantage of our Family Plan, all fees must be paid on the same day as your visit, otherwise, full fees will apply. Family members must attend on the same day but not necessarily at the same time.

For Animal Chiropractic fees, please go to our animal chiropractic site.
or Click on Animal Chiropractic tab at the top of this page.

1. Does OHIP cover Chiropractic care?  The Ontario Government withdrew chiropractic coverage in December 2004.  Other than partial x-ray coverage, OHIP does NOT cover ANY chiropractic services.
2. Does my insurance cover Chiropractic care?

Group Insurance
Each Group Policy is different. Please check your policy to determine your coverage. If in doubt, bring your insurance brochure with you when you come to my office and we will help you determine your coverage. Some companies allow us to bill directly for chiropractic care. Most companies now allow for patients to bill on line.

Motor Vehicle Collision Insurance
If you are involved in a car accident, you are fully covered for chiropractic treatment, there is no need for a medical referral. Early treatment is essential to a complete recovery. Contact our office if you have any questions.

Veterans Affairs
If you have served in the Armed Forces, you may have coverage through Veterans Affairs. Contact Dr. McCarthy or Pat McCarthy to determine the type of coverage you might have.

First Nations Peoples
Limited chiropractic coverage might be available for all First Nations Peoples. Contact Dr. McCarthy or Pat McCarthy for more information and rules necessary to obtain this coverage.

Workplace Safety and Insurance Board (WSIB)
We accept all Workers' Compensation accidents. As with all injuries, please call our office immediately when you have a work related injury. Early treatment is essential.

We will gladly assist you when completing all insurance forms or on any questions you may have regarding your insurance coverage. If you do not have health insurance we can also provide a reasonable payment program.