Fee Schedule


OHIP does not cover chiropractic fees. Our fee schedule, which closely follows that recommended by the Ontario Chiropractic Association, is listed below. 

Service Fee    
Consultation No Charge    
Examination $100    
Adjustment $45    
Age 13 to 19, and 65 Plus $40     
Age 7 to 12 $30     
Age 0-6 $25     
X-Ray Reading Fee $10     

Xray Fees: OHIP will cover the technical portion of most x-rays requisitioned by chiropractors but they will NOT cover the reading fee for those x-rays. The College of Chiropractors mandates that all x-rays viewed by the chiropractor must be accompanied by a written x-ray report. As a result, X-Ray reading fees apply to ALL x-rays viewed by Dr. McCarthy, including those already taken by your doctor.


Family Plan For our families that want to keep healthy together, we have a Family Plan.

First Member  $40
Second Member  $35
Third Member  $10
Subsequent Members  $ 0
Family Maximum  $85


To take advantage of our Family Plan, all fees must be paid on the same day as your visit, otherwise, full fees will apply. Family members must attend on the same day but not necessarily at the same time.



FAQ About Chiropractic Fees

Does OHIP cover Chiropractic care?  No. The Ontario Government withdrew chiropractic coverage in December 2004.  Other than partial x-ray coverage, OHIP does NOT cover ANY chiropractic services.

Is there any other insurance coverage for chiropractic care? Yes. There are a number of possibilities.

Extended Health Care (Group insurance through work)
Each Group Policy is different. Please check your policy to determine your coverage. Please bring your Insurance card or your insurance brochure with you when you come to our office and we will call them directly to determine your exact coverage. Most companies allow us to bill directly for chiropractic care and we are happy to do that for you.

Motor Vehicle Collision Insurance
If you are involved in a car accident, you are fully covered for chiropractic treatment, there is no need for a medical referral. Early treatment is essential to a complete recovery. Contact our office if you have any questions.

Veterans Affairs
If you have served in the Armed Forces, you may have coverage through Veterans Affairs. Contact our office if you have any questions.

First Nations Peoples
Limited chiropractic coverage might be available for all First Nations Peoples. Contact our office if you have any questions.

Workplace Safety and Insurance Board (WSIB)  We regret to inform you that r. McCarthy does not accept WSIB claims at this time. Depending on the situation, there are other chiropractors in out office that might. Please call for more details. 

We will gladly assist you when completing all insurance forms or on any questions you may have regarding your insurance coverage.